tag:blogger.com,1999:blog-21542058.post2232763491161203521..comments2023-08-04T05:52:13.128-04:00Comments on does this font make me look fat?: On being the bank's bitchUnknownnoreply@blogger.comBlogger5125tag:blogger.com,1999:blog-21542058.post-54026451175703466232007-10-31T07:59:00.000-04:002007-10-31T07:59:00.000-04:00There are definitely banks that take advantage of ...There are definitely banks that take advantage of people, but all of that is public knowledge. You can find out how many foreclosures a bank goes through if you do the research. People trust banks and they really shouldn't, not completely. Anything that is run by people can be fallible.Amyhttps://www.blogger.com/profile/05755057750711493539noreply@blogger.comtag:blogger.com,1999:blog-21542058.post-88742291964997243142007-10-31T01:01:00.000-04:002007-10-31T01:01:00.000-04:00I see it a bit differently. People wanted houses ...I see it a bit differently. People wanted houses they couldn't afford, so banks and mortgage houses offered ARMs as a way for people to defer debt. When the ARMs expired, payments ballooned and people defaulted on loans. <BR/><BR/>You can assign blame to both sides. To debtors for not managing debt and to creditors for issuing bad loans and usury. <BR/><BR/>That said, I'm actually pretty happy with my bank. I don't have to pay for counter checks anymore.Sugarcrookhttps://www.blogger.com/profile/13923119859402515738noreply@blogger.comtag:blogger.com,1999:blog-21542058.post-73712704986201123372007-10-30T21:04:00.000-04:002007-10-30T21:04:00.000-04:00YES, fists pumping, you said it!. So why do I fee...YES, fists pumping, you said it!. So why do I feel responsible for them?Laurenhttps://www.blogger.com/profile/09835555617154726184noreply@blogger.comtag:blogger.com,1999:blog-21542058.post-10121429786500394892007-10-30T15:37:00.000-04:002007-10-30T15:37:00.000-04:00If you can't afford a fixed mortgage you can't aff...If you can't afford a fixed mortgage you can't afford the house. It's a sad fact that some people are never going to have the american dream.Amyhttps://www.blogger.com/profile/05755057750711493539noreply@blogger.comtag:blogger.com,1999:blog-21542058.post-8031486882860263862007-10-30T15:22:00.000-04:002007-10-30T15:22:00.000-04:00I feel badly for people who have mortgages that th...I feel badly for people who have mortgages that they can no longer afford, but it still makes me mad when people either blame the bank or get mad at the bank for giving them that mortgage.<BR/><BR/>Who cares if the bank approved you for that loan? You are the one responsible for it, so you should have looked at it a million times to make absolutely sure you could afford your mortgage when the rates went up.<BR/><BR/>Like you said, the bank didn't force anyone to buy the house with those mortgage terms.<BR/><BR/>Sure, a bank is trying to make money, but the customer needs to be responsible enough to walk away from a mortgage offer they can't handle, no matter how badly they want the house or how the bank works the loan to make it affordable (at least temporarily!).Jennhttps://www.blogger.com/profile/17266455361631525202noreply@blogger.com